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The Apple i Phone6 and Apple Watch promise consumers a more secure way to make card payments at checkout registers.

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Keeping your costs under control may take some work: I discovered that a relatively new option — buying a phone on the installment plan from AT&T, my current carrier — turns out to be much cheaper for me than getting the phone through a service contract, the way I’d done it before. “I think it’s fair to say that people wouldn’t be as motivated to go out and buy if they thought it was a $650 purchase,” said Craig Moffett, senior analyst and a partner at Moffett Nathanson Research.

“And if you look at the marketing issues and the accounting issues, it’s fair to conclude that the companies have a strong incentive to obfuscate about pricing.”for purchases with electronic gadgets.

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Last modified 22-Nov-2015 00:33